.elegant-panel {
     background-color: #ffffff;
     padding: 40px;
     border-radius: 16px;
     box-shadow: 0 10px 40px rgba(11, 28, 58, 0.04);
 }

 .elegant-panel h3 {
     color: #0b1c3a;
     font-size: 26px;
     font-weight: 700;
     margin-bottom: 20px;
 }

 .elegant-panel h4 {
     color: #0b1c3a;
     font-size: 18px;
     font-weight: 600;
     margin-bottom: 15px;
 }

 .elegant-panel p {
     color: #4a5568;
     font-size: 15px;
     line-height: 1.8;
     margin-bottom: 0;
 }

 .intro-text {
     margin-bottom: 40px !important;
 }


 .table-title {
     background-color: #da291c;

     color: #ffffff !important;
     margin: 0;
     padding: 14px 20px;
     font-size: 16px;
     font-weight: 600;
     border-radius: 12px 12px 0 0;
 }

 .title-dark {
     background-color: #4a5568;

 }

 .title-grey {
     background-color: #cbd5e1;

     color: #0b1c3a !important;
 }

 .elegant-table-wrapper {
     margin-bottom: 40px;
     border-radius: 12px;
     background-color: #ffffff;
     box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
     border: 1px solid #e2e8f0;
 }

 .elegant-table {
     width: 100%;
     border-collapse: collapse;
     text-align: left;
 }

 .elegant-table th,
 .elegant-table td {
     border: 1px solid #edf2f7;
     padding: 16px 20px;
     vertical-align: middle;
 }

 .elegant-table th {
     background-color: #f8fafc;
     color: #0b1c3a;
     font-size: 13px;
     font-weight: 600;
 }

 .elegant-table td {
     color: #4a5568;
     font-size: 14px;
 }

 .merged-cell {
     background-color: #fdfdfd;
 }

 .text-center {
     text-align: center !important;
 }

 .text-right {
     text-align: right !important;
 }

 .highlight-red {
     color: #da291c;
     font-weight: 700;
 }

 .bg-light td {
     background-color: #f4f7fa;
     color: #0b1c3a;
 }

 .table-footnote {
     font-size: 12px !important;
     color: #da291c !important;
     text-align: right;
     font-style: italic;
     padding: 10px 20px;
     margin: 0;
     border-top: 1px solid #edf2f7;
     background-color: #fff;
     border-radius: 0 0 12px 12px;
 }


 .elegant-card {
     background-color: #ffffff;
     border: 1px solid #e2e8f0;
     border-left: 4px solid #da291c;
     border-radius: 12px;
     padding: 30px;
     margin-top: 20px;
     box-shadow: 0 4px 15px rgba(0, 0, 0, 0.02);
     transition: transform 0.2s ease, box-shadow 0.2s ease;
 }

 .elegant-card:hover {
     transform: translateY(-3px);
     box-shadow: 0 8px 25px rgba(0, 0, 0, 0.06);
 }


 .elegant-cta {
     margin-top: 40px;
     padding: 30px;
     background-color: #f8fafc;

     border-radius: 12px;
     text-align: center;

     border: 1px solid #edf2f7;
 }

 .elegant-cta p {
     color: #4a5568;
     font-size: 15px;
     margin-bottom: 20px;
 }


 .btn-elegant-primary {
     display: inline-block;
     background-color: #da291c;

     color: #ffffff !important;
     text-decoration: none;
     padding: 12px 26px;
     border-radius: 8px;

     font-weight: 600;
     font-size: 14px;
     transition: background-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
     box-shadow: 0 4px 10px rgba(218, 41, 28, 0.2);

 }


 .btn-elegant-primary:hover {
     background-color: #b92015;

     transform: translateY(-2px);

     box-shadow: 0 6px 15px rgba(218, 41, 28, 0.3);
 }